New Credit Cards

Accepting a credit card without understanding the terms can leave you paying huge fees and staggering interest rates.  Please observe the following:

• Closely examine "Introductory Interest Rates".
• Review all variable interest rates and fees that apply to your account.
• Take note of when your payments are due and the penalty for late payment.
• Understand your payment options
• Know your credit card limit and stay below it at all times.
• Check the fine print in your cardholder agreement.