Hang in there! The semester is almost over.

Carrots, Eggs or Coffee BEans

Simplify Your Life # 6

 "Resign from any organizations whose meetings you dread."
   --  Elaine St. James

Stossel Essay Contest

125 Prizes for Students Totaling $15,500  Deadline : February 17, 2015
Essay Contest Rules:

Please write a 500-1000 word essay on "War on the Little Guy: When are there enough rules?"

• Students must be aged 12 - 18 at some point between the start of the contest (Nov. 07, 2014) and the end of the contest (Feb. 17, 2015) to participate.
• All essays must be submitted by a teacher on behalf of the student(s).
• Teachers must be registered on our site.  http://stosselintheclassroom.org  (Please submit applications to me.) eandrews@dc.rr.com
• Teachers with winning students will be notified no later than April 13, 2015

Go to the website and watch the video before writing your essay.  Since this is an essay contest, you might have a better chance of winning -- the average student usually resists applications which require writing.

Portfolios and Essays Due

Please remember that your portfolios and essays are due.

Simplify Your Life -- Tip #5

When you pack your own lunch you have control over what you eat and how much.

New Credit Cards

Accepting a credit card without understanding the terms can leave you paying huge fees and staggering interest rates.  Please observe the following:

• Closely examine "Introductory Interest Rates".
• Review all variable interest rates and fees that apply to your account.
• Take note of when your payments are due and the penalty for late payment.
• Understand your payment options
• Know your credit card limit and stay below it at all times.
• Check the fine print in your cardholder agreement.